The Moore-MacFerren Group is a top producing mortgage team for CMG Home Loans.
Recognized in the top 1% of all Mortgage Originators in the United States, Erin Moore (NMLS: 177569) and Melissa MacFerren (NMLS: 914787) promote the best customer service experience by providing their clients and business partners with the expertise they require, the professionalism they expect, and the compassion they deserve. No matter where you are in your home buying adventure, from purchases to refinances to remodels - we're here to help.
We currently lend in the following states, Arizona, California, Colorado, Florida, Michigan, Oregon and Washington. Continue to check back as this list grows. For more information please visit this site.
Northern Arizona Housing Fund
Put homes within reach for those in need in our community.
Housing costs are on the rise, creating a critical shortage of affordable housing. Your donation (amplified by our dollar-for-dollar match), can help low-income families, our local workforce and individuals experiencing homelessness secure affordable housing.
Loan Programs
Loans as unique as you are.
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Standard Loan Programs
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Conventional. Popular with seasoned buyers who have a stable income and a higher credit score.
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FHA. Good for first time homebuyers with a more limited credit history. Requires a smaller down payment.
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Jumbo. For homes above the conforming loan limits.
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VA. For veterans and active-duty service members. No down payment, no PMI and no prepayment penalty.
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USDA. For homes outside major cities. Nearly 97% of U.S. land is eligible. Requires no down payment.
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Renovation & New Construction
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CONV. For cosmetic improvements with low down payment options.
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FHA 203K. Quick projects up to $35k. Low down payment options.
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JUMBO. Financing up to $1.5M with at least 10% down.
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VA. No down payment, no PMI and loan amounts up to $5M.
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USDA. 100% financing and can be used for any type of repair.
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All In One Loan™ (AIO), One Time Close, Construction to Perm. A one time close option which includes a sweep checking account, allowing borrowers to proactively payoff their loan.
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Down Payment Assistance
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Home Plus. Provides up to 5% assistance with income limits around $122K. Can use with most standard loan programs.
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Housing Solutions NAZ. For low income, first time buyers.
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Dream House Foundation. Offers an FHA grant of 3.5% with no repayment required.
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Chenoa. Financial assistance between 3.5 to 5%. Repayment required.
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Specialty
Products
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Temporary Rate Buydown. Bases monthly payment on an interest rate up to 3% lower, for up to 3 years.
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HUD 184. Financing for Native American borrowers. No income limits and no minimum credit score required.
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Self-employed Loans. Multiple options for qualifying borrowers with 1099 income.*
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Non-warrantable Condos. Financing options for condos that don't meet regulatory guidelines.
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Other Unique Options
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HELOC/HELOAN. Access up to 85% of your home's equity to consolidate your debt or make renovations.
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Bridge Loans. Use a portion of your current home's equity as a source of funding for a new home.
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40 Year Term. Decrease your monthly payment by extended your repayment terms.
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Reverse Mortgage. Use your home's equity to fund aging-in-place modifications, healthcare costs or daily living expenses.
MOORE-MACFERREN GROUP AT CMG HOME LOANS
Meet the ladies behind your home loan.
Erin Moore
Branch Manager, NMLS ID: 177569
Erin is an Arizona native who has enjoyed most of her life in the beautiful mountains of Flagstaff and now has an active presence in both Santa Cruz, California, and Flagstaff, proudly serving clients in both markets. After receiving two degrees from Northern Arizona University, Erin began a career in the banking industry in 2000. Since then, Erin has advanced to become a top-producing mortgage loan officer, and has excelled at providing clients with the best home buying experience possible since 2000. Erin's clients consistently return to her with any mortgage needs they may have, and always have the utmost confidence in referring their friends and family to her, knowing she will provide them the expertise they require, the professionalism they expect, and the compassion they deserve. Erin has earned the reputation of being Flagstaff's most knowledgeable mortgage officer, and often teaches classes to instruct homebuyers. When she's not working hard for her clients, Erin enjoys time with her husband and three amazing children, as well as her two dogs. Erin is also a vintage Volkswagen enthusiast, and can often be seen driving around town in her 1965 VW Beetle. Erin is also an avid follower of music, especially Jazz.
Melissa MacFerren
Branch Manager, NMLS ID: 914787
Melissa was born and raised in Arizona and has lived throughout the state over the years, with deep roots in Flagstaff. Her background in commercial insurance played a key role in developing her understanding of underwriting, risk assessment, and complex financial documentation—experience that continues to inform the way she structures and evaluates mortgage solutions today. Melissa continued working in the commercial insurance industry for the next fifteen years, working her way up to an account executive position. In June of 2012, Melissa decided to make a big change and team up with Erin Moore to create The Moore-MacFerren Group. Melissa enjoys helping people achieve their dreams of homeownership. She strives to provide excellent service and to design each loan specifically to her client. During her time in lending she has earned the reputation of being extremely knowledgeable and responsive with her peers and clients. In her spare time Melissa enjoys getting outdoors with her husband and two children. She enjoys reading, music, her dogs and family and friends.
AGENT PARTNERS
The tools you need to help your business succeed
With our joint marketing assets we can help you impress your clients, grow your brand and take your business to the next level.
Open House Flyers
Spread the word of your listings with our open house flyers, which include both your info and ours, along with current financing terms.
The Homebuyer Guide
Give your customers a comprehensive overview of the entire loan process with our in-depth first-time homebuyers guide.
Custom Joint Marketing Assets
Whether you need materials for a specific product, social media assets or individual guidance, we've got the tools to help you diversify your approach.
AGENT PARTNERS
AGENT PARTNERS
Max Seller Concessions Allowed
I have been a Realtor in Flagstaff for 40 years, and our family has sold and purchased many homes. We have worked with The Moore-MacFerren Team at Prime Lending for our mortgages, Erin has always gone the extra mile for us. With Erin and Melissa on your team, your home financing will be a success!
Janie J.
Flagstaff, Arizona